(Posted February 2023) The Secure Act 2.0 has some noteworthy provisions related to rules changes for 401(k) and other Retirements Accounts. It may be noted that this law was passed towards the tail end of earlier 116th Congress, and many of the affected entities and institutions are still unpacking all the provisions in the Act. Several of the Act’s provisions came into effective immediately, after President Biden signed into law this SECURE 2.0 Act of 2022 as part of the Consolidated Appropriations Act, 2023, on December 29, 2022. Based on what we have seen in the provisions of this Act, Congress
Category: Personal Finance
Winter Weather Energy Saving Tips
(Posted Jan 2023) With Energy Costs up significantly this year over the previous years due to inflation and other factors, we may need to find ways to reduce Energy Consumption to keep our overall Energy Expenditure from our personal budget close to last year’s levels. In this connection, we have provided some tips to help with this overall objective: Adjust Your Temperature: A programmable thermostat can make it easy to keep your house at the recommended setting of 68 Degrees F as your Heating Costs account for about 50% of your Energy Bill Treat your fireplace like a window: